The City of Naples is small, around nineteen thousand residents across twelve square miles, and almost half its housing sits empty outside season. It is also where Ian hit hardest in Collier County: six to nine feet of water above ground, and nine hundred and eighty-nine million dollars of building damage inside the city alone, more than the whole of unincorporated Collier combined.
That is the surge signature, and it is the thing to understand here. Ian was a water event in Naples, not a wind event. Irma in 2017 was the opposite, with a hundred and forty-two mile an hour gust measured near the airport. A roof that came through one of them has not necessarily been tested by the other.